Buying a home in Sandy now requires a household income well into six figures, with some neighborhoods demanding far more than the county median, according to new data from the Salt Lake Board of Realtors.

The board's Q2 2026 Municipal Affordability Tracking Report, released Tuesday, Aug. 25, found that Salt Lake County's median single-family home price hit a record $645,000 in the second quarter. A household would need to earn $186,827 a year to afford that median home, up 7.75% from $173,392 in the first quarter. It's the highest income requirement in two years.

Sandy's four zip codes show how wide the gap has become. According to KSL's breakdown of the board's data, median single-family prices in Q2 ranged from $560,857 in the 84070 zip code to $860,000 in 84092. The 84093 area came in at $810,000, while 84094 landed at $647,000. Condo buyers found somewhat lower entry points: $339,000 in 84070 and $485,000 in 84094.

Every municipality examined in Salt Lake County now requires a six-figure income to afford its median single-family home. Even condos and townhomes require nearly $130,000 in household income countywide, according to Matthew Clewett, vice president of public policy at the Salt Lake Board of Realtors.

"There's no more traditionally more 'affordable' communities in Salt Lake County," Clewett told KSL.

The report's calculations assume a 10% down payment, a 6.41% average mortgage rate, the median county property tax rate, $1,581 in annual homeowners' insurance, private mortgage insurance at 0.5% and $345.64 per month in utilities. HOA dues, city bonds and infrastructure district fees are not included.

For context, neighboring Draper topped the county at a $925,000 median price, requiring $259,641 in annual income. West Valley City was the most affordable at $497,500, still requiring $148,470.

The affordability squeeze hasn't slowed the market. Homes took slightly longer to sell in Q2, with average days on market rising from 45 to 48 compared to a year earlier, according to Utah News Dispatch. New listings of all types increased 3.56% year over year. Condo sales rose 4.11% to 862 units, though the median condo price fell 2.81% to $417,900.

Dejan Eskic, the board's chief economist, told KSL on July 22, when the Q2 price data was first reported, that "the high prices come down to two things: Utah's strong demand for housing, and the state's strong economy with low unemployment." He added that Utah doesn't have stressed sellers, which he said would be necessary for prices to drop significantly.

Salt Lake Board of Realtors president Scott Colemere said expanding housing supply and creating more attainable paths to homeownership remain critical.

Sandy's City Council ratified a housing policy framework in April aimed at addressing housing shortages while maintaining the character of single-family communities. At the state level, Steve Waldrip, a senior advisor to the governor, told the ULI Utah Housing Summit on Aug. 18 that officials are preparing legislation to create a statewide "starter home overlay zone" allowing homes of 1,000 to 1,400 square feet to be built on smaller lots without lengthy development agreements, according to Building Salt Lake.

That legislation, if introduced in the next session, could directly affect where and what Sandy builders can construct.